What Happens When the At-Fault Driver’s Insurance Card Is Fake or Expired?
When the at-fault driver’s insurance card turns out to be fake or expired, your claim does not end there. It typically shifts away from their coverage and moves to your own uninsured motorist protection instead. That shift can feel unsettling if you are not expecting it. You pull over after a fender bender, exchange information with the other driver, and feel a flicker of relief when they hand over a card, only for a claims adjuster to call weeks later with news that the card was fake, or that the policy behind it expired…